Pre-Approval & Financing

Trusted Austin Mortgage Lenders

Get connected with the right lender for your situation — whether you’re a first-time buyer, investor, or refinancing your Austin home.

Why Pre-Approval Matters

In Austin’s competitive market, a strong pre-approval letter is often the difference between winning and losing a bid. We partner with local and national lenders who can move quickly and offer competitive rates.

Our preferred partners offer a range of products including conventional loans, FHA, VA, USDA, jumbo, and investor financing. Contact us and we’ll connect you with the right lender for your goals.

Loan Programs Available

Conventional Loans

Standard fixed and adjustable-rate mortgages for primary residences, second homes, and investment properties. Down payments as low as 3%.

FHA Loans

Government-backed financing with as little as 3.5% down — a popular choice for first-time buyers and those rebuilding credit.

VA Loans

Zero-down financing for eligible veterans and active-duty service members. Austin has a large military community and our lenders are VA-specialist certified.

USDA Loans

100% financing for eligible rural and suburban areas — parts of Hutto, Georgetown, and Manor may qualify. Ask us about eligibility.

Jumbo Loans

Financing above the conforming loan limit for Austin’s premium neighbourhoods like Tarrytown, Westlake, and Lake Travis.

Investment & DSCR Loans

Qualify based on rental income, not personal income. Ideal for investors expanding their Austin rental portfolio.

Get Connected with a Lender

Tell us a little about your situation and we’ll recommend the right lender partner for you — at no cost or obligation.

Contact Dacko Realty
(512) 642-5654